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Group Personal Accident Insurance for SBI & it's Associated Banks

Personal Accident Insurance

Introduction:

Your family’s happiness is priceless. Protect it.
Life has the knack of springing unpleasant surprises like accidents and potentially upsetting one’s dream and causing financial hardship for the family. With SBI General, you can be in control and safe guard your family’s happiness. At SBI General we believe in being with you at every step and help you take control of your life.

Key Benefits

    • SBI General’s Group Personal Accident Insurance Policy covers:
  • Loss of Life due to Accident
  • The Group Personal Accident Insurance Policy can be bought by any permanent Indian resident having Savings Bank Account/Individual Current Account holders, if opted with State Bank of India or any of its associate banks and aged between 18 years to 65 Years.

Coverage

  • The Policy covers death due to accident only.

Sum Insured

Sum Insured Premium payable including Service Tax as applicable
Rs. 2,00,000 Rs. 100
Rs. 4,00,000 Rs. 200
Rs. 10,00,000 Rs. 500
Rs. 20,00,000 Rs. 1000

  • Our liability under the Policy will not be more than 100% of the Sum Insured as shown in the Certificate of Insurance
  • Exclusions

    • Some of the major exclusions are:
      • Suicide & Self Inflicted Injury
      • HIV, AIDS
      • Persons enrolled in any branch of police, paramilitary, military & armed forces of any Country, whether in peace or war.
      • Accidents under influence of Alcohol, Drugs, or other Intoxicants
      • Participation in Riot, Felony, Crime or Civil Commotion
      • Learning or operating any Aircraft.
      • War, Civil War, Invasion, Insurrection, Revolution, Act of Foreign Enemy etc,
      • Nuclear Damage
      • Adventure & Dangerous sports
      • Child Birth & Pregnancy
      • Wilful Participation in Illegal act or any Violation or attempted violation of the Law or Resistance to arrest.

      *For further list of exclusions please refer to the Policy Wording
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